Friday, August 12, 2022For many people, summertime and grilling go hand in hand. According to the National Fire Protection Association, each year, there are nearly 9,000 home fires involving grills, and in addition, millions of people get sick from food poisoning. Many of these incidents are preventable—and related. READ MORE >>
Tuesday, April 12, 2022Buying a home is an exciting stage of life. This significant purchase means you should familiarize yourself with everything you need to know for your closing, including homeowners insurance. Although not required by state law in Kentucky or Tennessee, most mortgage lenders require this essential coverage. READ MORE >>
Monday, December 27, 2021Your home is likely one of the most important assets you own. Winter weather such as ice, wind and snow can wreak havoc and cause unwelcome damage to your significant investment. As a homeowner, you can reduce your winter woes by having suitable home insurance coverage and performing winter home maintenance to reduce the chance of weather-related damage. READ MORE >>
Wednesday, October 20, 2021As fall weather brings cooler temperatures and changing leaf colors across the state, it's the perfect time to pest-proof your home. Just as you may spend more time in the warmth of your home, pests—such as ants, spiders and rodents—would also like to come indoors for shelter. READ MORE >>
Tuesday, June 29, 2021With spring drawing closer, tornadoes and storms are a growing concerned as the calendar turns. Protecting your home is crucial, especially in Fort Campbell, Kentucky. Fort Campbell sees more tornadoes than the average rate for Kentucky, which is already higher than the national rate. READ MORE >>
Wednesday, February 17, 2021When you purchase a home insurance policy, you will have the choice of setting your home insurance deductible. A home insurance deductible is a set amount that you will pay after an accident before you can receive compensation for filing a claim. For example, say a storm comes in and damages your home for $2,000. READ MORE >>
Thursday, December 31, 2020 When you sit down with your insurance agent to put together your homeowners insurance package, one of your primary objectives is to choose the policy limits that will minimize your financial losses for any potential claim. After all, you don’t want to face a high repair bill for your home after your insurance policy has already paid up to its limits. READ MORE >>
Thursday, October 29, 2020 Kentucky is a unique state that has a wide range of weather throughout the year. Unfortunately, this means that homeowners could face damage to their home for any number of reasons from hail to floods. It is important to identify these dangers so that you can take the proper steps to avoid them or lessen the damage. READ MORE >>
Monday, June 15, 2020 Geographically, Fort Campbell sits in both Tennessee and Kentucky. As a military base, it maintains a separate jurisdiction from many of the regulations of each state. Therefore, as you plan to move into the area, you might wonder about how to address your insurance needs. READ MORE >>
Tuesday, May 12, 2020How much homeowners insurance should I buy? Is it based on a budget, the homeowner's own risk analysis, based on a region or just the standard? To some degree, all of these may influence your decision. One decision you should be making is finding a knowledgeable agent in your area. READ MORE >>
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