Wednesday, February 17, 2021When you purchase a home insurance policy, you will have the choice of setting your home insurance deductible. A home insurance deductible is a set amount that you will pay after an accident before you can receive compensation for filing a claim. For example, say a storm comes in and damages your home for $2,000. READ MORE >>
Thursday, December 31, 2020 When you sit down with your insurance agent to put together your homeowners insurance package, one of your primary objectives is to choose the policy limits that will minimize your financial losses for any potential claim. After all, you don’t want to face a high repair bill for your home after your insurance policy has already paid up to its limits. READ MORE >>
Thursday, October 29, 2020 Kentucky is a unique state that has a wide range of weather throughout the year. Unfortunately, this means that homeowners could face damage to their home for any number of reasons from hail to floods. It is important to identify these dangers so that you can take the proper steps to avoid them or lessen the damage. READ MORE >>
Monday, June 15, 2020 Geographically, Fort Campbell sits in both Tennessee and Kentucky. As a military base, it maintains a separate jurisdiction from many of the regulations of each state. Therefore, as you plan to move into the area, you might wonder about how to address your insurance needs. READ MORE >>
Tuesday, May 12, 2020How much homeowners insurance should I buy? Is it based on a budget, the homeowner's own risk analysis, based on a region or just the standard? To some degree, all of these may influence your decision. One decision you should be making is finding a knowledgeable agent in your area. READ MORE >>
Wednesday, April 15, 2020 Kentucky has several beautiful lakes for both casual and frequent boaters. If you own a boat in Kentucky, however, you likely know the many dangers your water vehicle faces. From crashes with other boats to wear and tear, environmental damage and theft, it's important to protect your boat from anything that might damage it. READ MORE >>
Thursday, February 20, 2020 With spring drawing closer, tornadoes and storms are a growing concerned as the calendar turns. Protecting your home is crucial, especially in Fort Campbell, Kentucky. Fort Campbell sees more tornadoes than the average rate for Kentucky, which is already higher than the national rate. READ MORE >>
Wednesday, December 18, 2019 Finding the perfect home in Hopkinsville, Kentucky is exciting. But it's just as important to make sure that home and its contents are protected in case of disaster. This is where home insurance coverage can help. About Home Insurance In Hopkinsville On average, homeowners insurance in Hopkinsville costs around $77 a month. READ MORE >>
Thursday, August 22, 2019 Kentucky's median home value is $146,000, and in Hopkinsville, the median listing price is $149,900, with median sales falling at $94,300. However, it's important to note that homes are investments. When you buy a house, you are going to spend money on it, and you will continue to do so over the years. READ MORE >>
Monday, June 17, 2019 Home insurance may offer some financial compensation to you if you have gutter damage. The only time this applies, though, is if something happens to the gutters that is accidental or unavoidable. If your gutters are in poor shape, you might have no coverage. READ MORE >>
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