The Financial Responsibility Law in Tennessee requires drivers to carry the following minimum amounts of liability insurance: 25/50/15. The driver's license and registration will be suspended until insurance proof is provided. So coverage is essential
What Should I Do About My Auto Insurance Coverage In The State Of Tennessee During The COVID-19 Pandemic?
You may be thinking "I don't drive at this time because I have been furloughed, working from home or worse. Should I drop my policy?" The simple answer is no. Canceling your policy is a bad idea for more than just Financial Responsibility Law cited. The state of Tennessee has not set any guidelines for auto insurance carriers at this time. Some carriers have taken it upon themselves to offer discounts, rebates, or delay premiums to a later date. Once a vehicle owner chooses not to insure a registered vehicle in the state of Tennessee, they have chosen to pay a higher insurance premium. A person who has not had a vehicle in a period of time and has not needed insurance is treated differently than a driver who has chosen to go without insurance.
Rather than going without insurance at this time, contact your Augustine Insurance agent and find out if there are alternative ways lowering your premium until such time comes that you are able to to take less risk and let your auto insurance carrier relive of some of that risk. Be safe, look both ways and move forward.
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Thank you for your interest in Augustine Insurance Group. We work with multiple A+ carriers to bring you the best coverage to fit your needs and budget. Please feel free to call the office nearest you:
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Insuring Clarksville, Dover, Springfield, Paris, Ashland City, Hopkinsville, Oak Grove, Fort Campbell and throughout Tennessee and Kentucky.
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