Fort Campbell and its surrounding area is home to dedicated soldiers and their families. Military families face a lot of anxiety and uncertainty day to day. So, when they're at home, it's important that families are at ease, knowing they're protected.
What Car Insurance Is Required In Fort Campbell?
- Bodily Injury Liability: $25,000 per person
- Bodily Injury Liability: $50,000 per accident
- Property Damage Liability: $10,000
- Personal Injury Protection: $10,000
These minimum requirements don't cover everything, however. In particular, liability insurance doesn't cover the cost of repairs if something happens to your vehicle. To protect your assets, consider investing in:
- Comprehensive Coverage: This provides compensation if your vehicle is damaged due to a covered incident, such as fire, windstorms, falling rocks or trees, theft and vandalism.
- Collision Coverage: This provides compensation for damages that occur due to a collision with another vehicle or object.
- Uninsured/Underinsured Motorist Coverage: This coverage provides compensation for damages if the other driver doesn't carry enough auto insurance.
How Much Does Car Insurance Cost In Fort Campbell?
Fort Campbell is sandwiched between Hopkinsville, Kentucky and Clarksville, Tennessee. The average annual cost of car insurance in Hopkinsville, Kentucky is around $2,634 a year (approximately $219.50 a month).
Does Car Insurance Work Overseas?
Military members may be allowed to keep their insurance from their native state no matter where they're sent for service. These rules vary by state and agency. Some agencies will help military members with registration paperwork for their new station.
Are There Car Insurance Discounts For Military Families?
Many insurance agencies offer discounts to military members and their families. Some agencies offer up to 60 percent discounts for military members who are deployed. There are other discounts available that you can take advantage of as well, such as Mature Driver discounts, discounts for taking defensive driving courses and loyalty discounts. Other ways military members and their families can save on car insurance premiums include:
- Improving credit by paying off bills and fines
- Insuring cheaper vehicles
- Comparing costs from multiple insurers
- Reducing optional insurance
- Bundling home and auto insurance
- Maintaining a good driving record
- Remaining with the same carrier for loyalty discounts
- Paying a higher deductible
If your family sacrifices your safety and comfort for others, having reliable insurance is one way you can feel secure. Effective coverage provides you peace of mind, so you can focus on what matters most.
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