Thursday, August 22, 2019 Kentucky's median home value is $146,000, and in Hopkinsville, the median listing price is $149,900, with median sales falling at $94,300. However, it's important to note that homes are investments. When you buy a house, you are going to spend money on it, and you will continue to do so over the years. READ MORE >>
Wednesday, August 21, 2019Most homeowner's policies only cover ATVs, UTVs and golf carts when they are being used exclusively to maintain the premises of the home or other location owned by the insured.
Once the unlicensed vehicle leaves the physical premises or the insured uses it recreationally on th... READ MORE >>
Wednesday, August 14, 2019 A recent Assurant survey found that about 40 percent of renters posted about their vacations on social media while still out of town, which increased their vulnerability to burglars. Steve Hein of Assurant says "Two-thirds of burglaries happen while you're not home. READ MORE >>
Monday, July 15, 2019 Perhaps you heard a news report like this: A 10-year-old child climbs into their parent's car and takes off. Imagine this happening in your home. Perhaps it is your teen who believes they can drive. It could be a younger child who just saw the opportunity. In this situation, does your auto insurance policy offer help to cover the damage? READ MORE >>
Thursday, July 11, 2019 Police in Clarksville, Tennessee, are cracking down with the city's curfew in response to a rise in car thefts and burglaries by juveniles. Clarksville Police Spokesman Jim Knoll says there have been 500 vehicle burglaries and 300 thefts in the last six months. "What we're running into is these juveniles are out there. READ MORE >>
Wednesday, July 3, 2019 If our clients don't carry comprehensive or collision insurance, we often recommend they enroll in Nation Safe Drivers (NSD). This month, NSD has some exciting news to share — news that we are sharing with all of you here. We are proud to announce that we are ranked the #1 Top Motor Club for the 3rd year in a row. READ MORE >>
Tuesday, June 18, 2019 Heads up, Tennessee! Some new laws, set to go into effect on July 1st, could impact your driving processes. If you have any questions on effects on insurance coverage, we can help. Contact the Augustine Insurance Group today! Lawmakers approved hundreds of bills during the legislative session of the 111th Tennessee General Assembly. READ MORE >>
Monday, June 17, 2019 Home insurance may offer some financial compensation to you if you have gutter damage. The only time this applies, though, is if something happens to the gutters that is accidental or unavoidable. If your gutters are in poor shape, you might have no coverage. READ MORE >>
Thursday, May 23, 2019 Collisions can occur on the road at any time. Most people scan the road for dangers to reduce their risks of collisions. Yet, circumstances can change quickly. A person can jump out into the path of your car. An animal can cross the path. A collision avoidance system could help reduce this risk. READ MORE >>
Friday, April 19, 2019 A standard home insurance policy covers your home's structure and the contents of it. It provides a specific amount of protection for the value of your personal belongings. Items such as electronics are a part of this protection if a covered incident occurs. READ MORE >>
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